With the close of markets on Friday, December 12th, my indicators are showing that I need to raise cash within my TSP account.
New allocations are as follows:
G-Fund: 44%
C-Fund: 26%
S-Fund: 21%
I-Fund: 9%
The I-Fund has been a serious underperformer and I am considering that 9% into cash also; it has fallen -3.72% in the last month. Note that I do not see anything on the International front that makes me think we've hit the bottom.
I'm always a bit cautious this time of year -- there typically is a Santa Claus rally that starts around now and continues until after the first of the year, and hence, I want to keep some equity in play.
Note that I can take a bit more risk than some of you -- my time line is 11 years before retirement so I have time to make up any short fall. I tend to be a bit more aggressive than most.
Overall, if equally allocated, here is the performance since September 2008:
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Remember, you are responsible for your own investment decisions and I am not. Please do your own diligence, and please take ownership for your actions.
Regards,
pgd
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