End of September Rebalance? Not Necessary ...

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Here at the end of the month I would like to re-examine whether we should rebalance.

The short answer is no; I intend to stay the course.

Since our move from the G-Fund on 9/14 we have the following performance:

F-Fund:  -0.2%
C-Fund:  +2.17%
S-Fund:  +3.68%
I-Fund: +2.60%

Overall, I do not invest in the F-Fund, as bonds simply are not going anywhere and all it does is dilute my funds available for the C/S/I funds.

I suggested the following weighting on 9/14, and this weighting is unchanged:

C-Fund/SPY:  29%
S-Fund/VXF:  36%
I-Fund/EFA:  35%

When you weight the performance since the close of 9/14 through the close of 9/29 the net return is +3.30%.  Yes, I missed the run-up of 9/1/10 due to being on vacation; despite this, I am quite pleased with a 3.3% return for the month (not including what the G-Fund contrinuted).

Stay the course for now.

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Remember, you are responsible for your own trading decisions, not me.  Please do your own diligence.

Regards,

pgd

New Long Signal for S-Fund and C-Fund

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With the close of the markets on Monday, September 13th, 2010, we have a new long signal simultaneously appearing in the VXF (S-Fund) and SPY (C-Fund).  The EFA (I-Fund) already was long, although I had not transitioned to this signal because of my vacation late August.

Although I do not trade the AGG (F-Fund), it is affirming a position in CASH.

Allocations for the 3-fund portfolio (C-Fund, I-Fund, S-Fund) are as follows:

EFA / I-Fund:  35%
SPY / C-Fund:  29%
VXF / S-Fund:  36%

Allocations for the 4-fund portfolio are as follows:

AGG / F-Fund: 4% -- KEEP IN CASH (G-Fund), not in F-Fund.
EFA / I-Fund: 33%
SPY / C-Fund: 28%
VXF / S-Fund: 35%

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Remember, you are responsible for your investment decisions, not me.  Please do your own diligence.

Regards,

pgd