With the close of markets on Thursday, May 29, 2014, my timers have all signaled "long". This means that I am transitioning from the TSP "G Fund", which is essentially a money market, into the equity funds.
If you are conservative you may want to consider a position in the F-Fund, which is a bond fund. The F-Fund is up 1.11% over the past month, due mostly to the weakness of equities, but with the summer months here it could be a slight hedge against the equity markets. Of course, you could leave a position in the G-Fund and lower your risk by that amount.
Representative "Conservative" positioning would be along the lines of:
F-Fund: 12%
C-Fund: 32%
I-Fund: 26%
S-Fund: 30%
Because Kari has a long number of years before she can tap these monies, we're more aggressive. Our allocations for the next leg are:
C-Fund: 39%
I-Fund: 26%
S-Fund: 35%
Note that there is no position in the G-Fund (money market) or F-Fund (bonds). We are fully exposed to the market with this allocation.
The change has been made -- if you make the change before noon EDT on 5/30/2014 it most likely will be made Friday night and will count against the May transfer allotment of 2 transfers per month. This means we are starting June with a clean slate, which is always welcomed.
As always, you are responsible for your investment decisions and I am not. Please do your diligence, and please take ownership for your actions.
Regards,
pgd
