Whipsaw back to the long side -- back in the market as of 12/22

.
With the close of markets on December 19th, my indicators have reversed and are telling me to get back into the market.

Conservative allocations are:

F-Fund	31%
C-Fund	29%
S-Fund	33%
I-Fund	7%

Aggressive allocations are:

C-Fund	42%
I-Fund	11%
S-Fund	47%

The I-fund has been seriously underperforming over the last month, down nearly -3.25%, hence the low allocations here.

Candidly, I have no idea what the future holds -- your crystal ball is as good as mine.  I allocate based on the markets presented, and we had a significant amount of shift last week and thus, indicators have reversed, and done so quite sharply.  We could continue higher, or we could tank.  If we tank I'll know it fairly quickly, so with the "sweep" capabilities of the TSP, moving to cash (G-Fund) will be easy.

My allocations have been set and will be effective with the close of markets on the 21st.

~~~~~~~~~~~~~~~~~~~~

As always, you are responsible for your own decisions and I am not.  Take ownership for your actions, and please spend time doing your own diligence.

Regards,

pgd

Raising Cash, Friday Dec 12 Close

.
With the close of markets on Friday, December 12th, my indicators are showing that I need to raise cash within my TSP account.

New allocations are as follows:

G-Fund:  44%
C-Fund:  26%
S-Fund:  21%
I-Fund:    9%

The I-Fund has been a serious underperformer and I am considering that 9% into cash also; it has fallen -3.72% in the last month.  Note that I do not see anything on the International front that makes me think we've hit the bottom.

I'm always a bit cautious this time of year -- there typically is a Santa Claus rally that starts around now and continues until after the first of the year, and hence, I want to keep some equity in play.

Note that I can take a bit more risk than some of you -- my time line is 11 years before retirement so I have time to make up any short fall.  I tend to be a bit more aggressive than most.

Overall, if equally allocated, here is the performance since September 2008:

~~~~~~~~~~~~~~~~~~~~~~

Remember, you are responsible for your own investment decisions and I am not.  Please do your own diligence, and please take ownership for your actions.

Regards,

pgd