TSP Change Effective November 30th

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All,

I’m updating my TSP allocation to the following:

G-Fund:  59%

F-Fund: 18%

C-Fund: 11%

S-Fund: 10%

I-Fund: 2%

If you make your changes by noon EDT they will be effective today.  If you wait a day, no issues in the big picture, except the exchange will count against the two you have available in December.

The rationale for the change today is partly based on numbers and partly based on seasonality.  The numbers part is due to a number of my short-term timers indicating that we have been oversold and that we need to participate in the present climate.  The move over the last few days has been quite weak though, and I expect more of the same, hence why 59% is in cash.

The seasonality component typically says that the period between Thanksgiving and Christmas has been up more than it has been down.  We have had no exposure to equities, hence the move into the C-Fund (11%), S-Fund (10%), and I-Fund (2%).  Our risk is quite controlled here and if this signal reverses (very possible), we'll move back into cash/bonds.

Regards,

pgd